Need Insurance?

Excerpt from The Star, 27th May 2009

Study confirms mothers-in-law are the chief cause of divorces

KUALA LUMPUR: Every married person knows it, but a local study has confirmed it – mothers-in-law are the chief cause of divorces, especially in the Indian community.

Data in the Malaysia Community and Family Study 2004 by the National Population and Family Development Board (LPPKN) revealed that “meddlesome in-laws” is the number one reason why Indian couples get divorced.

It is also among the top three factors for divorce among the Malays and Chinese. The other two factors are incompatibility (42.3%) and infidelity (12%).

“Interference by in-laws is the main reason for Indians to divorce. It is the top-ranked reason at 30%,” said LPPKN director-general Datuk Aminah Abdul Rahman when presenting a paper on Malaysia’s family profile and its effects at Institut Kefahaman Islam Malaysia yesterday.

Infidelity is the marriage breaker among the Malays and Indians but it is tolerated among the Chinese.

“Among Malays, the second most common reason is infidelity and refusal to put up with polygamy,” she said.

“Among the Indians, infidelity is the second highest ranked reason for divorce at 25%,” she said.

However, the Chinese considered infidelity as the least crucial reason for a divorce.

Cheating was at the bottom along with health and gambling addiction at 4.2%.

Surprisingly, abuse is not a reason for divorce among the Malays and Chinese, but is a reason among Indians at 5%.

“Another overall reason which ranked high among the three races at 11.5% is ‘not being responsible’,” she said.

Although it is common perception that the family institution is quite fragile and divorces are rampant, data shows otherwise - only 0.7% of the population was divorced in 2000.

The data shows that divorce is more likely to happen to those under 25 and above 40.

Meanwhile, Women, Family and Community Development Minister Datuk Seri Shahrizat Abdul Jalil said that more Malaysian women were choosing to marry later in life and it could cause a reduction in fertility rate and an ageing society.

“The National Family Policy and its action plan will address this issue of late marriages,” she said.

The policy would be presented to the Cabinet soon.

Recruit and Grow

Excerpt from The Star,May 22nd 2009

Friday May 22, 2009
Prudential’s new business sales up 17%

KUALA LUMPUR: Prudential Assurance Malaysia Bhd has posted a 17% growth in new business sales to RM122mil in the first quarter of 2009 compared with RM105mil in the same period last year, it said in a statement. — Bernama

The company’s new business annual premium equivalent (APE), which consists of retail life insurance sales and takaful contributions, rose to RM122mil from RM105mil previously, it said in a statement.

“These results once again demonstrate the strong fundamentals and excellent momentum of Prudential’s business in Malaysia,” said PAMB chairman Tony Wilkey, who is also chief executive, insurance, Prudential Corp Asia.

He said the company’s aggressive recruitment drive, together with systematic implementation of sales and marketing efforts to improve agency activity, continued to have a positive impact on its performance.

”We have successfully recruited over 500 new agents in the first quarter of the year, bringing the total of our agency force to 9,766,” Wilkey said.

”APE sales per active agent also increased by 10%,” he said, adding that the positive growth was also supported by strong consumer demand for protection and health products. — Bernama

Do We have Options?

Excerpt from The Star, May 8, 2009

Friday May 8, 2009
No wrongdoing in death of boy, says KL Hospital

KUALA LUMPUR: The Kuala Lumpur Hospital (KLH) said an internal inquiry had ruled out the allegation made by the family of the late P. Thirishan Raaj that the seven-year-old boy died after being given a prescription overdose by a government doctor.

Its director Datuk Dr Zaininah Mohd Zain, who chaired the inquiry with a panel of senior experts, said in a statement yesterday that based on the symptoms presented, clinical findings and investigation results, the allegation of paracetamol overdose could not be substantiated.

“The laboratory investigations for liver function test showed no evidence of liver injury due to paracetamol overdose,” she said.

The family made the allegation in a newspaper report on April 30, and his grandfather Datuk N. Muneandy claimed that the boy was taken to the government clinic after coming down with fever on April 24 but on taking his medicine three times, he became weak and dizzy.

Muneandy further claimed that his grandson was taken to a private clinic on April 25 but went into a coma the same evening before being pronounced dead at KLH on April 29.

Dr Zaininah said the clinical findings and investigation results revealed that the child’s weight was approximately 20kg and he had ingested 2gm (2,000mg) of paracetamol, and according to the British National Formulary March 2008 Edition, as little as 150mg/kg of paracetamol taken within 24 hours may cause severe hepatocellular necrosis.

“Therefore the ingested dose of 2gm of paracetamol would not cause lethal toxicity,” she said.

Touching on the family’s claim that Thirishan Raaj’s medical report had gone missing, Dr Zaininah said the patient’s medical record was being kept in safe custody by the hospital authority in the event of medico-legal activity.– Bernama